Protect the things you've worked for — your car, your home, your belongings, and your financial future — with coverage shopped across multiple carriers.
Your personal insurance should reflect your actual life: the car you drive to work in Tacoma or Tampa, the home you're paying off in Blaine or Boca, and the liability exposure you may not even realize you have. Because Maru is independent, we assemble your personal lines — auto, home, renters, condo, flood, and umbrella — from whichever carriers offer the best combination of price and protection, then bundle them for maximum discount.
Below are the core personal coverages we write every day. Each guide explains what the policy does, what it costs in Washington and Florida specifically, how to choose limits, and the mistakes that leave people underinsured.
Liability, collision, comprehensive, and full coverage for WA and FL drivers.
Learn moreDwelling, contents, liability, and the wind/flood add-ons standard policies skip.
Learn moreCover your belongings and liability for the price of a couple of coffees a month.
Learn moreHO-6 coverage that fills the gap between your unit and the HOA master policy.
Learn moreNFIP and private flood coverage — essential in Florida, smart in much of Washington.
Learn moreAdd $1M–$5M of liability protection above your auto and home limits.
Learn moreLiability, collision, custom-parts, and safety-gear coverage for riders.
Learn moreAgreed-value hull, liability, trailer, and hurricane coverage on the water.
Learn moreMotorhomes, travel trailers, and full-timer coverage for the road.
Learn moreDP-3 dwelling, liability, and loss-of-rent coverage for rentals.
Learn moreAccident and illness plans that keep vet bills from draining savings.
Learn moreAgreed-value coverage that pays what your restored car is truly worth.
Learn moreSpecialized coverage for manufactured homes, including older units.
Learn moreSeparate quake coverage for the Cascadia risk your home policy excludes.
Learn moreLiability, collision, and theft coverage for carts and low-speed vehicles.
Learn moreHost coverage for property, liability, and lost income your home policy skips.
Learn moreSchedule rings, watches, and heirlooms for full, worldwide protection.
Learn moreSpecial-event liability and cancellation coverage venues require.
Learn moreReimburse recovery costs and get expert help restoring your identity.
Learn moreTalk to a licensed Maru advisor in Washington or Florida. No pressure, no call-center scripts — just clear options and honest pricing.